"The actual Barclays PC Banking software is free - but there is an Initial Service Fee fee of £30 and an Annual Service Fee of  £15. However, your first year’s usage is free, so you save £15 straight away. Then, if you’re not completely satisfied with Barclays PC Banking, there’s a 90 day money back guarantee on your Initial Service Fee. So you can apply for the service with absolute confidence. For full details, just click on the Charges icon below."